Free tool · Updated for 2026

Move or Improve?

See exactly what moving will cost you — stamp duty, agent fees, solicitors — then compare it to extending your home.

Your move

I am a...

Current property value

New property value

Estate agent fee (%)

Independent agents typically charge 0.9–1.2%

Mortgage outstanding

Your moving costs breakdown

Stamp duty on new home£0

Estate agent fee (selling)£0

Solicitor / conveyancing£0

Survey£0

Removal costs£0

Mortgage arrangement fee£1,000

Total cost of moving£0

Stamp duty breakdown

Based on 2025/26 SDLT rates for England and Northern Ireland

Your equity position

Equity in current home£0

Equity after all costs£0

Additional cash needed£0

EstateRate matches you with vetted independent local agents — transparent fees, no national chains.